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My Broker emailed an update after my request to push to 90% LVR on my IP loan. The update is they will look at it with a new full application + LMI on the entire amount - about 15k in LMI? Can I just upstamp to 90% or is a new full apllication the only way? Now the extra 10% is well above...

Hi Marg, Your thoughts are very similar to mine. I don't want to waste a good opportunity,but also don't want to get into trouble. I have a small LOC and business card with ANZ thats got about 20k between them that is 100% Ip related. I'll look at placing the refinance cash onto that...

Seems the idea to pay off debt as opposed to holding it and buying capital appreciating assets bring out some mixed reviews and experiences. I'll chat to a broker + my accountant about paying off the cards as some are mixed with personal, meaning it'll be difficult to get ATO allowances on...

I did look at that, Applied with citibank platinum cards for one of the 4.9% balance transfers for the life of the transfer. Waiting on the result. Its the difference of a few thousand at the end of the year so a consolidation loan of somesort is needed to reduce the % of the C/C. Problem is...

I have a conundrum that my head and heart are locked in battle over. I currently have a large credit card debt from a previous investment - too long a story and theres a thread describing it elsewhere - I also have an equal or greater amount of cash that can clear the debt and leave me...