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Exactly the reason we are looking to buy one good quality home we love, staying put and knocking the loan on it's head. In the short term, a 3 year fixed rate would provide some certainty of repayments. In my line of work, 3 year should see me over the 100k mark but I don't want to be basing my...

I calculated 7% just because i thought adding 2% on the rates is a good way to figure out if the mortgage would break us financially. We are people who love spending time at home with family opposed to holidays away. To myself it seems like something I am willing to tackle. It's got character...

Looking for opinions. Was not sure which section I should post this in so thought I would try here. For a while now my partner and I have been looking for a PPOR, we recently sold off our last place and used the profits to clear up all our debts and now have a deposit of to 110k, with another...