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Exactly. I've seen it so many times already. We have a contingency plan so that we are never in that situation.

Brocky, what works for you will not work for me or anyone else, see the message I sent you yesterday. There is no way any of our IPs will be paid out soon, we only bought them a few years ago and none have increased in value yet. The PPOR is partly mortgaged to pay for part of the IPs, there is...

I have been walking around work all this year in a zombie-like trance trying to work out how soon Hubby and I can leave our jobs. As you can tell, I have been thinking about this a lot , managing to work myself into another bout of depression this past week. Dinner last night was lovely...

Yes we are allowed to spend all our Super in the years before we get to pension age. That is what Super is there for, particularly for the oldies who never had super when they first started employment. The government got onto this problem many years ago, probably when you were still in nappies...

Yes, life-threatening illnesses get treated asap in the public system. Non-life-threatening illnesses don't. Examples that I know of can be hernias and gall stones, orthopaedics and joints, torn tendons and ligaments. When taken to the emergency dept by the ambulance, if admitted to hospital...

Hmm, tell us about the oldies who don't have private health cover, and who have chronic illnesses. Public system sucks if you are waiting for a non-life threatening operation. Other oldies don't spend money on Pvt Health Insurance premiums but pay in cash for their medical procedures which can...

I know that, I was just stirring.

It must have been the coffee and muffins for $1.60 that stuck into my memory. I see from MMM that their utilities and insurances are much lower than here in Brisbane. We don't pay property tax though. Anyways, in todays dollars, $58k would be comfortable given our spending habits. You'd...

Thanks for the info about the budget, I didn't think it matched my recollection of MMM. I just worked out that our spending for the past year came to $52K by taking out the current mortgage repayment and estimated costs for the kids. My mother's pension may be a typical retirement income but...

http://escapologist.com.au/category/retirement-living/live-retire-overseas/

Ar, so much to add. Firstly some of the younger posters are still thinking in terms of retiring "young" when their children are still in school. Of course your expenses will be significantly higher than those of us who will be retiring sans dependants ( I will still have a dependant forever...

Yes, That's the one. Thanks Kathryn.

We were reading something here a few weeks ago that compared earning a $60K salary in Denver to $100K in Geelong, the size of the cities is about the same. It purchased the same lifestyle.

I expect the desire for overseas travel will be diminishing soon, another plane missing today.

I haven't read him for a while, since we had this conversation last Summer, so I hope I'm referring to the same guy. He owns a motorhome (dirt cheap to purchase in the States) and has it parked in a mobile-home park. When he is not there, he rents out the site to someone else. He also got...