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Refinance Time Happy Ending Reply: 2.2.1.2.1 From: Anthony C Hiya Marina, I'll tell you mine if you tell me yours. But don't tell anyone else..... 2 bedroom flat in Inner City Suburb Melbourne, $180k, $350/week. Approx 10% return Wasn't Advertised, agent rang me and said, "I got an investor...

Refinance Time More Reply: 1.1.1.1.2 From: Anthony C Keith, How did you get 0.25% off, is it something you negotiated on top of the Addvantage package? Cheers Ant.

Reply: 3.1.1.1 From: Anthony C Hiya Anna, Yep, 0.5% off variable and 0.15% off fixed. Does anyone think we've bottomed out on the Fixed rate, is this as low fixed can go? Regards

Refinance Time Happy Ending Reply: 2.2.1 From: Anthony C Guess What Got a call 5pm Friday, "Sorry about the delay in getting back to you sir, we have your home investment loan approved and don't worry about the commercial/business loan thing it was a mistake."

Reply: 2.1.1.1.1 From: Anthony C Thanks Rolf

Reply: 2.1.1 From: Anthony C Hiya Sim, That's the 3rd time I've heard the Consumer credit code mentioned in two days. Is it about Risk thresholds (45%DSR), IP numbers (6), Borrowing amounts (1 Mil). what? Anyone clarify?

Refinance Time More Reply: 1.1.1.1.1 From: Anthony C Thats who I'm with, Are you getting .25% off? They are only giving me 0.15% through the same $300/year Addvantage Package, can you double check that, have you got that in writing? Regards Ant.

Reply: 2.2 From: Anthony C Hiya Marina, Hows things?, Yes Same Bank, Our banker B---- has been great and been bending over backwards to help us out, even his immediate boss has approved our requests. However, the state/national manager has pulled the plug and has approved, but only as a...

Refinance Time More Reply: 1.1.1 From: Anthony C Thats Hilarious, Sounds like you still going ok so far, well done. I not with the NAB, but would like to see what they have to offer. Is your NAB person available for another possible portfolio. With my bank, I get no loan fees and .15% off...

From: Anthony C Hi All, My bank has just said my next residential property investment will only be approved as a Business commercial loan, and not as a investment home loan. This will add a whole one percent on the rate for nothing. I told them to organise a payout figure for the lot cause...