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Agreed. I didn't mention that above but I do believe there is a dominant manager of finances regarding day to day spending. It wouldn't work to have two people try and budget down to the micro spending. Fortunately for me my wife does a fine job of that role :) Not saying that I couldn't do...

I've never been able to fathom long term relationships with separate banking. Doesn't seem right to me though I'm sure others feel the same way about pooling it all. For me it's 100% pooled and all decisions and responsibility are joint. Though not 100% strict on all spending. Discretionary...