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  1. A

    G'day I'm back. Been busy with the renovations.

    What he means Ruff is that to make an estimate if you have over capitalised we would need to know the area that the house is in. If you bought a $800,000 house and did a 15k reno... chances are you would not have over capitalised. If you bought a $40,000 house and did a 15k reno... chances are...
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