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actually you should act to wrap this up some how. If he stops paying for any reason - voluntary or otherwise - you are stuffed... your credit record will be trashed, by the time it gets resolved you won't be getting a loan or any sort of credit for 12 years or so

Buy him out at market and sell it, if he will agree to that. Your parents should withdraw their guarantee too. They are on the hook for the capital amount but it puts the bank on notice should they let any arrears blow out. No you can't force the sale. I find this odd, because a...