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    Paying Down Strategy

    you're talkign my language BC!
  2. A

    Paying Down Strategy

    ah hindsight! hey there's a growing chorus of commercial converts on this forum! I too am done with RIPs. I would only buy as flippers, dev sites, trade deals/bargains or for the kids when they are older or as new PPOR. defintely no buy / hold and be the bunny landlord type stuff
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    Paying Down Strategy

    I hear you CRC. with one development I have I could have sold all but 1 and retained it unencumbered. instead I retained them all - now I have an LVR of 100% and negative cashflow. I use to think 80% was a reasonable level to gear to. a 20% drop or more tho leaves you with nothing. I think...
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