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I wasted 2 months with bankwest before they realised they don't do vacant land in trusts. think that was the reason.

wish i could get to the bottom of this, some brokers I have spoken to say tha the best lodoc you can get now is 60%lvr with 2 years ABN and 12 months BAS. I would rather margin loan shares! if you could provide all that wouldnt you just go full doc?

i wanted to fix a loan with ANZ last april (on var). they wanted to treat it as a new application and relook at LVRs etc... i couldnt get out of the branch fast enough

sometimes i think it would be easier just to go and suck it up in a job for a while to kepe the bank happy then quit.

yeah nothign would make a credit squirrel happier than to decline an application from some young upstart. even better would be to appoint an administrator to really sort him out - that'll teach him for not getting a job and being sensible. ps. yor location says nsw but you say you are in perth.