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    With the exit of exit fees will we see the exit of smaller lenders ?

    suitable? I would be happy if they were available! It was very frustrating seeing how low fixed rates on full doc major bank loans were a few years back!
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    With the exit of exit fees will we see the exit of smaller lenders ?

    but the variability of your rate or otherwise has nothing to do with your cashflow? are you on the turps Dazz?
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    With the exit of exit fees will we see the exit of smaller lenders ?

    yes a fixed rate low doc product would be awesome. but even a variable with a fixed rate margin would sort out the whole industry. what RAMS v1 did was criminal IMO. the rest of the dodgy lenders weren't much better. the govt legislation should also allow a borrower to switch from a variable...
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    With the exit of exit fees will we see the exit of smaller lenders ?

    9% and $15k is ok, it's when you hit 11% and $30k exit it gets testing I often wonder at what point something would give... the dodgy banks went a couple of % points over the majors but what was to stop them going 5, 10, 100% additional? at what point would someone say enough is enough...
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