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centrelink should just be merged with ATO and be done with it. scrap all these ridiculous rebates and welfare for all classes and drop the marginal rate to reflect the change. then dismiss half the staff at centrelink and the govt could bank all those staff costs.

why? you can do it anyway. usually the person will be so stuffed anyway that it will rob money from other creditors so the process will bankrupt them, the transaction reversed as preferential and the person holding the judgement would have been better to negotiate a reasonable outcome

all the saints above need to realise that it is not enough to just be honest. my mate is an accountant and was recounting one of his client's problems. A retailer. I can't recall if he only acepted cash or he didnt accept cash, either way client is straight up and down and it was just the policy...