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    3 and 5 year fixed rate thread

    from today's Money Morning "There has been some conjecture that Australian interest rates may have finished falling and the next move (according to some) will be for rates to rise. The prospect of Australia raising interest rates against a global backdrop of ultra low rates is pretty slim...
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    3 and 5 year fixed rate thread

    we urgently need an election - now! I despise that woman for playing games with the country's future for her own selfish needs. I don't care which side of politics you are on, these election games are starting to hurt everyone.
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    3 and 5 year fixed rate thread

    it's tempting I agree, however the economy is tanking in a major way and the political environent getting worse by the day. I see a need for some drastic rate cutting, so personally I would fix for 1 year (which is what I did) as you get an immedite rate cut and by the time the election is out...
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    3 and 5 year fixed rate thread

    may as well be 100% for all its worth to me... to fix they want to go thru a completely new loan app - life is too short. what is the logic for going thru a new loan app if your repayments are dropping?
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    3 and 5 year fixed rate thread

    I could be wrong... I thought when I looked the other day that the 4.89 read 4.99, but the other rates of 4.99 havent changed so it could just be my recollection.... http://www.nab.com.au/wps/wcm/connect/nab/nab/home/personal_finance/6/1?urid=1364262521754 anyway enough dilly dally - have...
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    3 and 5 year fixed rate thread

    I think nab just dropped another .1 whilst I have stuffed around? 4.89% on the package rate
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    3 and 5 year fixed rate thread

    it was only a rate lock because I wanted to split the loan and that took time, to just go str8 to the special for the full loan amount was no cost. this is a nab loan and it seems there is no application process or anything, just a flick of the switch. thio I have just discovered it breaches my...
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    3 and 5 year fixed rate thread

    makes sense, yes the amount i was looking to split off is $720k- to split is a 10 day application tho, whereas a full lock is next business day and there would be no need to rate lock. I think I will fix the full amount today... fingers crossed from here on. wow... 4.99. cheap as chips!
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    3 and 5 year fixed rate thread

    I just got quoted $1080 for rate lock... bit of a rip.
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