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lobboroz, westpac didn't say who would do the checking but I really doubt its going to be a builder. It could be just about anyone and I think its up to you to check you are using a good builder and trust him.

I just asked this to Westpac Mortgage Centre on Friday. They said the same as propertunity, they send someone to inspect at each of those stages, he signs off, I sign off and then a chq is sent to the builder.