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I like a lot of these - if more people thought this way, you'd have a lot less crap being thrown out on verge cleanups etc. Question about your last point though - how on earth do you negotiate cheaper rates?? Aren't these fixed? Unless you could argue financial hardship - but I don't think...

Solar panels is definitely something I'd look into once I get my own place. I'll run the numbers on it - but I reckon they would definitely be worth it. The only thing is, I don't use all that much electricity. I'm sure they'd be more worth it in houses that use more electricity. We...

To add my couple of things to the thread: - Never pay a cent of interest on a credit card. I have all mine setup with direct debits so the full statement balance is paid off on time all the time - On a similar note, you can arrange direct debits with certain services (e.g. watercorp) to...