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Lissy, Do your customers need to have a deposit or is the first home owners grant enough? Cheers

With 288K you could do heaps but I don't think you can retire on 75K in just a few years, unless you are willing to take huge risks. Shares have been improving lately but they are more risky and after seeing some big company collapses, I am hesitant in putting any significant funds into...

Hi, You should probably be talking to a financial adviser. Forum members will advise you but will need more info. What amount is in the LOC? Do you have assets that you are you willing to use as security? There are ways to get an income from your assets.