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Julie Strange prediction, I bet that as soon as you sell and retire property prices will double simply because it's part of the cycle. We've had the peak, we've had the correction, we've been going sideways for a while and in the mean time wages and rents are increasing so one of these days...

Good point Michael, world population is predicted to hit 9 billion by 2050 and a lot of those people are coming here. We're going to need a lot of properties.....

I disagree but also read my disclaimer Again,I disagree because if people wait and 12 months later they still qualify for a loan the interest rate will be higher so the amount they'll be able to borrow would be reduced. Unless they only want to buy the windows....

I'm afraid it will only get harder for First home buyers but they should not give up because it's not too late yet. Those who only just qualify for a loan should buy now IMO because as interest rates increase their borrowing capacity drops so it can only get harder for them to get a loan...