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Probably a nice house in a very good location Why do you question the growth on something which is affordable to upgraders today? As long as people's wages grows in line with inflation, upgraders will be able to buy the same house at it's new higher price in the future

Why all the concern? Considering the recent property price increases and the interest rate hikes it's now cheaper to rent than buy. At some stage the scale will tip in favour of buying again but for this to happen property prices need to fall by more than 20% (which is unlikely) or rents...