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They can but many won't. At the moment its cheaper to rent so why buy? IMO to restore the balance they'll need to introduce gov subsidised loans How about 30 year loans with 3.75% interest?

yes but all of the above can't be done yet

I agree, and the more renters the better :D . I wonder though where are the extra rental properties going to come from? If people are not buying then developers won't be building. I think this is a weakness in our system which has not been addressed yet. We need a different strategy and...