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Advantages & disadvantages when we insure through superannuation and SMSF’s The cost of insurance cover within superannuation can be tax deductible It is possible to use the Superannuation Guarantee & Salary Sacrifice contributions to fund insurance cover Successful claims are paid by...

No, from what I've seen it's always cheaper via an industry super fund because they get bulk rates

I did both

I actually got my income protection outside super. I did this because from memory there could be issues paying myself from my SMSF if I got sick. There are better tax savings doing it this way as well. The best income protection policy for me was with Tower and for life was with ING. I...