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Can u turn it into an IP? btw, the break costs will reduce as variable rates increase

Not the best rate but for the duration is probably ok, Did they offer it to you or have you asked for it yourself? Is it for an IP? If it makes you feel better I have 1 of my commercial loans fixed at 7%

It seems as a terrible rate today but who knows what variable rates will be like in 12 months time. Personally I think variable rates have bottomed but who knows? It is important to have a clear plan as to what you are going to do next so that you can quantify the benefit, if any. I see you are...

Exactly. And why do u want to break the fixed loan anyway?