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Felix - thank you, advice noted. Will have to look into index funds. I have no idea what they are. Term deposits - I kind of thought that a high interest acc (Ubank, which is what she has for savings) is just as much interest with your money not being locked away? I'll have to look into...

Peter - yes, your question about the previous owners is one that stumps me, too. And I don't know how to find out properly. I asked the RE agent, and he said it really boggles his mind why it hasn't sold, and why the current owners aren't renting it, etc. etc. I'm not sure how much he would...

GeoffW - I guess that's possible...she thought about a loan for a car before, and when she was opening her business accounts, she asked about the possibility. They said they'd need to see 3mo of financials before they thought about it. That was for a personal loan, so you're possibly right...

Hi all, This is my first post after reading the forums for quite some time. I chose my user name because both I and my 19yo daughter are completely new to PI'ing, and are hoping to benefit from the wisdom of all the 'old hands'! :) Also, you know how babies babble on? Well, that's me! I have...