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Hey guys, My loans (totaling 715k ish)are currently on 5.08% variable. I've been emailing the manager at westpac and I told her different lenders were offering lower rates, 4.6% etc, and she came back with this; "Hi Daniel I have looked at the advertised variable rates for Nab, CBA and ANZ...

Thank you very much Corey for that, I will email my manager at Westpac and ask her to drop the variable rate down for me :)

How is what's been said above achieved? I have a sum of investment loans worth up to $714k with westpac and am about to lock in rates, and they only offer 4.99% (which is what they're advertising on their website) for 5 years. I asked if they could do anything better and the reply back I got...