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I have conditioned myself to do that years ago. I think - in hindsight - it can be dangerous, because then you start to over-analyse every cent you spend on anything. I find myself doing things such as; I'm out somewhere and I feel thirsty, and could easily go into a shop and buy a bottle...

I think all of us here on SS would be above average in both camps - I want to make more money, but at the same time I can - and do - look at ways to not spend unnecessarily on things I need. There are many different ways to make more money; but for most folks it required more time spent to do...