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Sigh. No need to psycho-analyse it, or load it with moral aspects...just tell us what you'd do with the cash. ;) Me; I'd do what I suggested to my BIL - pretend it never happened, use it to pay down any consumer debt first, then pay down some other loan debts after this and continue to live...

Was thinking about my BIL today; he had a FIFO job in the S.A mines for a couple of years (during the boom). Previous to that he was in and out of jobs as a plumber, earning between $60k and $80k per year when things were going well. His income from the mine went up to effectively approx...