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Ah, yes, Xen! Kudos. But; you are preaching to the choir here on SS - most here are non-excuse, non-dependent folks and make their own (good) luck.

In some instances things can be totally out of their control; but it's how they respond to it that is the critical factor. A child born into poverty, welfare and being a non-contributor (like their parents in this example) doesn't have to follow that path. It is their free will to decide to...

It comes back to the example and education the parents give their kids. Our oldest boy is a terrific kid, but a bit lazy (as many teenagers are/have been - quite normal). He gets pocket money each week, and in return he has to perform certain chores around the house. He also gets extra...