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That's basically how it works. The other factor in this is the quality of the property. It's not just the cost, but what you get for your money. They want the nice house in a nice area, so keep looking further out until the standard of house and local amenities of the area satisfy their...

I think the absolute champion of lost opportunity cost is me not buying everything that Warren Buffet has bought since I was born. Damn! Can someone lend me a dollar for a scratchy?