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The other thing about a median drop is there are a lot less sales being transacted currently, and it would make sense than many of them are going to be in the middle-lower price brackets due to interest rates/buyer sentiment etc. So, you have fewer buyers trying to spend less, or can't...

One of the problems in the US now is the qualifying criteria for a traditional loan. Most of the sub-prime products are gone from the shelves, and with the average US citizen spending 105% of their income, and much of it on credit cards, it leaves very few left to qualify for a loan - even at...