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Good point. If you do the renos while living in it, you cannot claim them until you turn the property into an IP with a rental income behind it. I don't think it's retrospective either, unless it's within a certain time-frame from completion such as the current financial year? Of...

Sorry, but none of these numbers work for me. Especially when you consider the current climate we are in/entering. You may have very little growth in the next 12-18 months (or more - no-one knows for sure). Not even Toorak is immune to no growth periods. So, even using the purchase price...