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You're talking about some very big player examples there, and not relevent to becoming successful. From my experience, the different (financial) phases you move through in life introduce you to different and sometimes better connected folk. But not necessarily, and you can get quite well off...

To answer q.1. It was and still is. But the perception of what constitutes a house for life is different. We are so bombarded in the media now about owning the dream home, and companies like Devine, Australand etc pushing this, that everyone has to have it and have it now. My P.I.L bought a 3...

Yes, me too. It is true that the rich get richer, but it's because they are constantly learning more financial stuff, and then implementing it. Maybe put a little risk on it, and take a bit of a punt as well, but it's an educated risk for most. They see an opportunity and act. The poor...

I love this bit. What has Xmas got to do with anything? The world is not going to end on Xmas day (or will it? :rolleyes:) You can always buy in - god forbid - February, for example. Or - shock horror - March. For what it's worth, FHB's have never ever had it easy until the grants came in...