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Hi Jit, sorry I haven't replied; musta missed this one. It wouldn't have inconvenienced him to save the money - I offered to source the cheaper tyres for him. He chose to go with the expensive option. The fitting time is exactly the same for either option. According to my wife, who works with...

Anyone who can't buy an IP on a $250k combined income needs a kick up the arrzze. That's like shooting fish in a barrel. I think you'll find the figures on who has how many IP's are something like this: First, let's use the percentage of 30% of all property ownership is investors...

Unless the income level is distressingly low, the average person can always find ways to free up more money; but some of the things take harsher sacrifice, which many people are not willing to to do. So they take a compromise between living frugally, but still keeping a bit of the lifestyle -...

This is very general. There are still plenty of people around who have done quite well in spite of these "tough times".

Not especially. It is a well know (anecdotal) fact that doctors are among the worst in our society for bad financial positions. The pattern seems to be that they earn plenty, but are very good at spending it on "fluff". And of course; there is no guarantee that we'll never see a...