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Yep; fair point. I thought of buying one and paying it off asap at the start, but it comes back to how much expendable income you can throw at the investment. When we began, we were a married couple with a 3 month old baby, and average wage incomes. Nicolina is living at home and (presumed)...

Totally agree Bill. The trick with this caper is to keep buying whenever you can afford to. So, for example; say you could afford a property now and comfortably service a $100 per week neg cashflow - you buy it. Then, in 2 more years, you are in a financial position whereby if you bought a...