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I often come across those types who "live off the Gubbmint" so to speak, and it is quite a common occurance that they have an attitude of smugness or something, which goes something like; "Ha! I've beaten the system; I'm being a bludger/sponger and they can't touch me; I'm getting away with it -...

Exactly. When we lived in the USA ( I keep bringing this Country up because we saw it close up and it is probably the benchmark for the western world lifetyle :eek:) What I observed was an enormous representation in their population of what I loosely term "penguins". The majority of the...