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This sounds pretty much like the life of almost ever pensioner I know, or run into on the street. Minus the trip to the Gold Coast :D My idea of retirement is waking up in the morning, throwing a dart at the map to decide where I wanna go today - or for the next week or so, eating out...

I know it is a structure, but most people think when they put money into it they are "investing". Many people also think that buying a brand new car or furniture is an investment, and what's worse; they even get told it is on the tv ads.

My accountant does handle quite a number of bigger companies and more sophisticated dealings than mine, so the ability to converse at the higher level is within him. I would assume that as a professional in their field, an accountant would learn the skill to assess their customer and talk to...

Super is the investment scheme set up to help those with no investments, or invetsment skill, to provide for their own retirement and release the burden on the Govt. It has to be tax effective in order to encourage employees to bother with employee contributions - and many still don't. None of...