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Oh; but we are so racist. :rolleyes:

What's the mental readjustment? Sorry Lizzie, I can't see it happening... The pattern is now that more and more folk are buying online, while labour costs and red tape are increasing for those who want to employ staff and run a shopfront business. Not all businesses can be an online...

SHOOSH WILL YA! Can't you see you're setting a bad example for all those kids who reckon houses are unaffordable? :D

Pretty true. When I was in the process of buying my first PPoR in 1985, it was with my then G/F, who had a very good job with SIO Insurance. Our first attempt to obtain a loan together for our $78k house was rejected on the basis that she was "of child bearing age" and would more than...

This is nothing new HJ. Go for a drive around the Melb CBD fringe, and see what sort of houses were built back when the end of civilsation was that fringe, or indeed the "outer suburbs". Places like Collingwood, Richmond, Northcote and so on - thousands of dog-box terrace houses on tiny little...

Actually, since the GFC it is much harder. This is no different than when I was a kid, and should be factored into every person's situation when buying. This is probably true, but not necessarily a good thing. A small deposit comes at a cost; most banks will be attaching Loan Mortgage...

But, the designs and scale of houses now has changed too. Years ago the average house was probably about 12 squares -15 squares for decent sized home. I don't reckon there would be many built these days under 20 squares? I saw 2 bed apartments selling for "from $399k" yesterday. I can...

Yep; that 98% of folk who didn't get the $100 a day rise.... I met a bloke yesterday at our workshop; he was looking at a second hand car we had for sale. I thought he was looking at it for his granddaughter - a $5,000 number; he was looking at it for himself. :eek: A 58 year old who...

I never criticise anyone for doing well; no tall poppy stuff here. Only those who are doing well and choose to be oblivious to the wider world of average folk around them and then ram it down their throats. "Whaddaya all takin' about? I'm makin plenty!" etc. One bloke I know is always...

Life's good in your fishbowl, well done. But, go down to somewhere like say; Dandenong station, and survey a few hundred commuters about their latest pay rise amount.

I know what you're saying, but I would like to see you walk into Aldi and pass over a gold bar at the register to pay for the groceries, SF! :D

From here: http://finance.ninemsn.com.au/newsbusiness/aap/8541075/retail-call-for-interest-rate-cut Enjoy....:eek:

My anecdotal experience is that employment is not growing - maybe in the mining sector. Look at the last 12 months' job losses and where. Not many sectors are hiring on extra staff - most are shedding. Yes; there are some companies doing well, expanding and all that - but it's not the...

I don't know that the Reserve deliberately use interest rate cuts as a stimulus; I thought their motivation was to keep inflation in check. The "stimulus" would therefore be a bonus side-effect in a slowing economy? What irkes me is that the rates are low currently, but the volume of folk...

Which industries are these from? It'd be interesting to hear how the various industries are travelling. Nearly all my anecdotes are from retail, tradies, golf (player volumes and spending trends), motor vehicle reps and suppliers, tyre suppliers, other mechanical shops, our customers who...

I guess the key word is "recession" and what you view it as. To me; a recession is when the average folk in the street are hurting; This year has seen some monumental losses of jobs, wholesale closing of businesses, companies posting losses, neg sentiment in real estate - sales and stock are...

Read in local paper yesterday that the Rosebud Pets Paradise has gone into receivership (located in the Point Nepean Plaza). One store doth not a recession make, but it's been there for umpteen years, and it's in the Mall; the home of the Mr&Mrs. Thong family consumers. I wonder if another $2...

I'll say it again; I reckon take away the mines input and we are in a recession.

Depends which side of the transaction you're on. As a seller; bad sentiment is bad. for you. As a buyer; go shopping. But; it's not as good for CG shoppers; it's better for cashflow shoppers (which everyone should be).

Meanwhile, more talk on am teev of pub service jobs being axed and another car parts business going under.