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Oh well; that's how it goes. You can substitute a ton of different situations in life to slot into this, rather than the shares situation. Work, study, exercise, diet, and so on. The better things from life usually take a bit of commitment, sacrifice and dedication.

It requires work, research, knowledge, time. All humans love to go the shortest possible route and least resistance to the end. But, also believe fund managers to be experts. Hence; the majority will hand over to someone else to do it. Pretty much covers every "for profit" set up...