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It's been mentioned before by me and probably others....the "Latte Factor" is a terrific eye opener about various ways to save money. Some will no doubt respond with "I'm gunna have my double soy late no matter what and I don't care"...or "life's too short to be cheap and cheat yourself out...

Especially if there is no water in them, and your bathing attire is last season's. Gauche. One thing I heard was to never go shopping with your wallet on you. This way, you will quickly differentiate between what you would like and what you need. My preference is to never go shopping at all.