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Thanks for that, H.A. It's a very good site.

Holding onto a car for 30 years is not practical. Even bullet-proof Landcruisers etc have breakdowns and rear main seal leaks and so on. Also, in the world of retail we now currently are in, every car manufacturer is stocking less, and less parts to try and make money. What's going to...

Ask an 18 year old with a couple of grand in the bank. Different answer I reckon. :D

I've been through this mindset you are in - the "opportunity cost" of X... You don't have to save $30k for the car - get a loan if you have to, and accept it as part of living.. Just don't spend $60k when you can spend $30k, or don't spend $30k when you might be able to only spend $20k etc...

PAYE car loan - bad debt. Minimise as much as possible. Business Lease/Loan - still bad debt in my opinion; just not so much, because of the deceased cost due to tax deductions, and it is deemed a tool for producing income. At the end of the day, you need the car. So, work on setting a...