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Hang in there, joanmc, 'cos according to Dymphna Boholt, 2014 is going to be sizzling hot, scorchingly hot for real estate particularly Qld and NSW because of the shortage of housing. Consumer sentiment is also very high in the residential sector of the economy and when people feel good....they...

Hi Terry, would not the rent covering the property loan (and possible CF+ even) be considered as sufficient to service the loan (serviceability)? Why is it that, by not working (i.e. no job), one is considered 'no longer able to service the loan'? Surely the property is paying itself off with...

joanmc, would it be possible or easy to get an income (job, business etc) again in the forseeable future?

Wow! That's a shock to me. I'm dumbfounded. Didn't know banks can be such b#@**&ds! Are they well within their rights to demand such things just because these securities have been 'given over' to them'? Have we surrendered our rights, and now they can do as they please simply because...

Hi Wylie, is your PPOR crossed with your IPs? if it is, is it possible to just uncross your PPOR only from the other IPs?

Easy to get into X-collateral Just want to share with people how easy it is to get into a cross-collateralized loan without knowing you are in one! :eek: We are in the process of buying an IP, so our mortgage broker turned owner bank manager (whom we've used for the past 13 years for 6-7...