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Just to get back to Bella, our salary sacrafice discussion is still ongoing however I was told today that the laws for salary sacraficing to your PPOR has now changed. All you need is to have salary sacraficing in your work's EA (for housing) and live in a remote location (as determined by the...

You can salary sacrafice PPOR (and not pay FBT) if you live in a remote location and fulfill a number of other conditions. My workplace is currently looking into it and hopefully something will come from it.