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I know our education system is kinda weak. Using a generalisation is both good and bad depending on the context. Sometimes you have to generalise because it is generalised information and it is convenient to do so. Also the generalisation seems to be assumed."Baby boomers had it easy" means...

The youngsters coming through these days don't know what good tiems look like.

Property market won't fall per se it'll just become a heck of a lot more random per se.