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Thanks for the heads up tobe.

Thanks for that!

I read from the other thread on the main downside of LMI (other than the dead money being paid) which is difficulty in refinancing later on. In this case, even though I don't have any LMI, will I also face similar problems if I were to refinance and switch lenders in years to come?

Thanks CJ. What's x-coll?

Hi folks. My partner is a GP and we are looking to purchase our 1st IP (House/townhouse). Budget is about $500K. We currently have enough for 10% deposit + 5% for fees, stamp duty etc. As such looking for a 90% LVR. We understand that some lenders waive LMI for medical doctors. Having spoken...