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Great, thanks for all of your replies.

Thanks Tobe, I'd assume the waiver is mainly for doctors, lawyers etc.?

I'm an Operations Technician (Production Operator) although have only been in this position for 10 months, I was previously an Electrical & Instrumentation Maintenance Technician and my wife has only just began working again as an aged care worker, although this is a casual position. Does that...

Ok, thanks for the replies, we should be able to make 20% deposit.....maybe, Mornington Peninsula hinterland can get pretty exxy! Out of curiosity though, what is the waiver you've mentioned Corey?

One for the brokers on here. After having move from Melbourne to regional Qld in 2011 for work, we are planning to move back to Vic in a couple of years and are considering the idea of buying a block of land for our future PPOR, but would like to know what percentage deposit would be...