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that's right eyespy, you just keep repeating the same process every time, spread the new purchases over as many lenders as possible. good luck and maybe switch brokers and use Richard!

Matthew, nothing wrong with LMI, helps build portfolio quicker! In your situation just get a second loan with same lender against one of your properties to use as deposit on next purchase, take that deposit and then get a new loan secured only by new property and with a new lender at if you...

i can't see one positive of x-coll, great for the lender in many ways but no good for you at all, personally if a broker recommended it i would walk away, can cause absolute nightmares. Bankwest and Homeside at very least do a whole serviceability test if you want to unwind it and sell one...