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I agree Biggles that location is more important, i would much rather a unit in St Kilda-Elwood than a house in a new outer suburb of melbourne or any city really. A unit in St Kilda has "higher land conent" than a house in **** (people get a bit sensitive so insert suburb at own peril).

Jonril- that 50% offset does not sound right at all, check the monthly interest charge and if it is only 50% offset head into branch ASAP! Robbie W - did you go to the gym while you were married?

Gee Thanks Robbie W!:) CJProperty loan reduction = hard work growth = easy! happens in your sleep, u make more $$ at night when asleep than u do during the day at ur job Jonril - I hope paying off that Chelsea property ( great purchase, will be a...

Gee u don't muck around CP. First post straight down to business. Can't we have dinner and a movie or at least a coffee after work first? It's not RSVP.