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harsh!!!!!!!!!!!

thanks James I have put in a request to change my username to my cricketing nickname!

There is "Bigtone" and there is "Big Tone" (notice avatar) I am trying to work out how to change my username to avoid the confusion. My understanding of what my namesake is saying is that all the assets he puts up are funded by the lenders so they are in effect theirs anyway. In my...

Hmm can't agree with that, if they are not cross x then if you sell a property and or refinance one property when they r not x -coll it goes straight to discharge department and likely to go straight through. If X-coll then it can go to assessment and all sorts of things can then be demanded...

to clarify what i meant, i suggest every loan is only secured by one property, u can have many loans against each property for deposit on other properties over time, but each loan is only secured by one property, ie no x-coll, i am not as strict as one property per lender i have multiple...

yes i think so thats why they have not responded yet, still lying on the floor! one per bank is not limiting because u can borrow back against that property and take that $$$ as deposit with next bank for next property, no need to X. I have already stalked u today with an old post Dazz so...

brilliant advice, shame people often learn this way too late!

cba, nab, anz, westpac, bw, st george, rgh, pepper, rams, homeside,macquarie, homeloans ltd, rates vary between 6.37% and 10.5%.