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it is to do with price more than location. otp tend to be grossly overpriced. all that spin from your financial planner who is really just a salesmen is rubbish better off off using a buyers advocate and paying 2% than in effect pay 5% (loaded into price) for a financial planner to sell...

ask your financial advisor's how much commission they will get from the sale? i have often been approached in my travels by developers and they offer 5% kick back if u put any buyers onto them. On $677,000 that is $33,850, not very impartial advice! i would never suggest anybody buy otp...