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Thank you Rolf. I guess it's the brokers who have suggested all three lenders were poles apart. :)

Thank you Peter and Michael. The AMP option was the result of me changing my mind. I was going to purchase an existing property for investment, and their interest rate was 4.40%. Then I told the broker that I decided to build so they've changed the existing pre-approval to a construction...

I'm looking for a construction loan for about $380K with 80% LVR, with a re-draw facility. I'm buying land separately and getting a house built by a building company. I have been offered a few options. It looks like either the interest rate is very high during construction period (5.95% by...