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Fair call Lizzie..

Yes, good points Kathryn. I concur that loose arrangement such as that which Sailor has entered into are fraught with danger and to be frank, should be avoided. My point was more so to do with those critcising Sailor for wanting to improve the environment for his/her family but not being savy...

I think some are being a little harsh The majority of members on this forum either have IP's or would one day like to own one (or more). In sailor's situation however it sounds more like a case of a very low income family that perhaps may never even get the opportunity to own their own home...