But If I called you an hour ago as your client and asked you what I should do you would have told me "no lend over 80%" That's a whopping fundamental error for an "investment advisor" to make.
How much do you charge? lol
That's no true at all.
http://somersoft.com/forums/showpost.php?p=1319474&postcount=299
I suggest you read the rest of that thread and talk to some of the intelligent brokers on this site so you can advise your clients correctly...