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By the way be careful with the advice regarding 'tax effective'. While it sounds as if it was given with good intent, it can be taken out of context. Negative gearing is tax effective, but not always a good investment. If you need to lose money to save tax, let me know and ill send you an...

All depends onwhich purchase best fits your strategy. Oh... You don't have a strategy do you? Well, that's why you don't know what to do next. How can you buy anything if you don't have any idea what parameters you are buying within. Develop your strategy, and your next move will be...